Become A Member

To join and take advantage of the money-saving benefits of credit union membership, you must…

• Live in the state of Illinois or
• Work for one of our more than 250 affiliated companies or organizations or
• Be a family member of an existing member

Maintain at least a $25 balance in your Share Account, and retain your membership for life regardless of where you live or work.

Our continuing mission is to further the financial well-being of our members by:

• Increasing your savings
• Lowering your borrowing costs
• Reducing your fee expense
• Providing you with free educational resources
• Giving you the prompt, personalized and professional service you deserve.

Our SEG Product Bundle will help you grow your savings quickly & save on loans.  Plus, we'll deposit the first $25 in your account.

To earn the initial $25 deposit, you must work for one of our Select Employee Groups.*  Our SEG Product Bundle includes:

• Share Account that establishes your membership.

• Kasasa Cash Checking® or Kasasa Cash Back® Checking
  earning a high rate or cash back.

• Kasasa Saver® Account linked to your checking account to help you
  easily save your rewards while earning a very good return.

• .15% rate discount on vehicle loans and personal loans
  disbursed within 90 days of joining.

To join, click here.  For more information, please call Member Services at (708) 649-6410.

*To qualify for the $25 deposit and .15% loan discount, you must be an employee of one of the credit union’s Select Employee Groups at the time your accounts are opened. At the time you join the credit union by opening your Share Account, you must also open a Kasasa Saver Account and either a Kasasa Cash or Kasasa Cash Back Checking Account. You can open your accounts online, in person or by phone. The $25 deposit will be made regardless of the method you use to open the accounts. Eligibility for the deposit requires that all account-opening criteria are met during the initial application process. If you open your accounts online, which requires you make a $25 initial deposit, the $25 deposit for the SEG Product Bundle will still be made after your accounts are opened. The $25 deposit will be processed and reflected in your Share Account within two days of account activation. To receive the .15% rate discount on vehicle loans and personal loans, you must qualify for the loans, and they must be disbursed within 90 days of the date you join the credit union.

Once you join, your membership is valid for life regardless of where you live or work as long as you maintain a balance of at least $25 in your Share Account. And, once you become a member, your family members also become eligible for membership.

We’re a not-for-profit institution owned by our members. So when you join, you become more than a member, you also become a part owner of the institution.

Banks exist to make a profit for their stockholders. Unlike a bank, we don’t have stockholders. Because you become an owner when you join the credit union, you benefit financially when the credit union prospers. What’s more, you can always feel secure knowing that we’re working in your best financial interest.

When you join the credit union, the money you deposit represents your share of ownership. That money is loaned to other members – including your family members, friends and coworkers – to help them achieve their financial goals.

The credit union earns income from loan interest. After we pay operating expenses and set aside reserves, remaining income is returned to you through higher-paying dividends, lower loan rates and reduced fees.