Share Savings Accounts
A Share Savings Account (Share Account) is a basic savings account that establishes your membership in Central Credit Union Of Illinois.
Join today by opening your Share Account, and start enjoying the financial benefits.
- Deposit $25 and become a credit union member
- Maintain a minimum balance of $25, and retain your membership regardless of where you live or work
- Earn dividends that are compounded and paid quarterly
- Conveniently make deposits through direct deposit, remote deposit capture with mobile banking, external transfer from another financial institution with online or mobile banking or make your deposits in person or by mail
- Withdraw funds in person, by external transfer to another financial institution with online banking or mobile banking by phone or by mail
- Benefit from a low minimum balance requirement
- Enjoy free 24-hour electronic access
- Feel secure knowing your deposits are federally insured
To avoid a monthly service fee, we ask that you build your Share Account balance to $200 within 90 days of opening your account. To avoid the service fee after the 90-day period, you must maintain your $200 balance unless…
- You have credit union loan or Visa Platinum or
- You are under age 18 or
- You have a certificate or Money Market Account or
- You maintain $200 or more in a credit union IRA
Saving is simple with direct deposit. Automatically deposit your entire net paycheck into your account, and it will be available on the day you are paid. Or, if your employer allows, directly deposit a portion of each paycheck into your account via direct deposit each pay day. To sign up, complete a Direct Deposit Information And Authorization Form, and return it to your employer. Please also complete any additional forms required by your employer to begin this process.
Use our free online banking or mobile banking to conveniently manage your money. With either, you can check balances, verify deposits, transfer funds between accounts and financial institutions and more. With mobile banking, you can also deposit checks remotely using your mobile device.
Keep $5,000 or more in your combined Central Credit Union accounts, and enjoy special rewards as part of our Saver’s Advantage Club. Enjoy no minimum balance requirements on Share or checking accounts when you are a member of our Saver's Advantage Club. Some credit union fees are also waived for club members.
Your savings are federally insured by the National Credit Union Administration, a U.S. Government agency.