Call (708) 649-6427 to apply now!
Remodel. Pay bills. Finance college.
And more!
Take advantage of our low, variable rates*
based on your available line of credit as follows:
$99,000 or more - As low as Prime
$50,000 to $98,999 - As low as Prime plus .25%
$25,000 to $49,999 - As low as Prime plus .75%
$5,000-$24,999 - As low as Prime plus 1.50%
Borrow up to 80% of your home's equity, if you qualify
Write checks against your line for up to 5 years
Take up to 15 years to repay
No closing costs or up-front fees
You must join the credit union prior to loan disbursement.
Call (708) 649-6427 to apply.
*Rate can change on the first of each month and is based on the Prime Rate as published in the Wall Street Journal. On 9/23/26, the Prime Rate was 7.00%. Rate determined by available line of credit as low as the following: $99,000 or more, Prime; $50,000-$98,999, Prime plus .25%; $25,000-$49,999, Prime plus .75%; $5,000-$24,999, Prime plus 1.50%. Listed rates are for qualified members who borrow up to 80% of their homes’ equity. Amount financed is subject to credit and property approval. Homeowner's insurance is required. Maximum APR: 18%. Minimum APR as low as 3.99%. Initial advance of at least $5,000 is required at the time of loan disbursement. Subsequent advances must be at least $500. Minimum monthly payment $120. A $50 annual fee is waived the first year and then becomes effective for the remaining four years of the draw period. If you close your line of credit within two years of its opening, you will be required to reimburse the credit union for certain third party fees up to a maximum of $500.