Cut credit card interest and payments with 0% APR for 9 months.

Transfer your high-rate balances to a Central Credit Union Visa Platinum.

0% APR
for 9 months*

Reduce interest
& payments

Good for all
Central CU Visas

Offer ends
February 15, 2027

For more information or assistance,
please call our Visa Department at (708) 649-6430.

For all balances you transfer with this offer, you will be charged a balance transfer fee of 3% of the transfer amount with a minimum of $3.

*0% annual percentage rate (APR) is valid for 9 statement cycle dates from transaction post date. Offer applies to balance transfers only and excludes purchases and cash advances. Balances must be transferred by 2/15/27.  After the promotional period, balances will revert to your regular Visa Platinum APR for balance transfers, purchases and cash advances. First-Rate Platinum Visa: 9.90% APR to 18% APR. Platinum Premiere Visa: 12.6% APR to 14.7% APR. C3 Visa: 14.7% APR. Secured Visa Platinum: 21.50% APR (as of 9/1/26). You will be charged a balance transfer fee of 3% of the transfer amount with a minimum of $3. Your account must have available credit to cover your transfers and be in good standing. If your account has balances with different annual percentage rates, we will allocate the amount of your payment equal to the total minimum payment due to the lowest annual percentage rate balances first. Payment amounts in excess of your total minimum payment due will be applied to balances with higher annual percentage rates before balances with lower annual percentage rates. Platinum Premiere Visa UChoose Rewards are not earned on balance transfers.  Offer ends 2/15/27.

Don’t wait. Start saving today!

Yes, I have a Central Credit Union Visa Platinum!

Transfer My Balances

Log into online or mobile banking. Click on My Cards. Select your Visa Platinum card and click on Balance Transfer under Manage Card.  You might need to scroll down the page.

I want a Central Credit Union Visa Platinum!

Apply For A Visa

Don’t have one of our Visas? Open your Visa, transfer higher-rate balances and pay less in interest and payments. Log into online or mobile banking, and click on Open A Deposit/Apply For A Loan to get started.

I’m not a member but
want to join!

Join

Join today, and apply for your Visa Platinum. Once you’re a member and your Visa Platinum is open, you can transfer high-rate balances and save.  Plus, you can then take advantage of the many other financial benefits of membership.